May 23, 1992
I graduated college
I graduated from the University of Wisconsin with a Bachelors in Economics.
I managed to avoid taking out any student loans to pay for school, but I wasn’t smart enough to avoid the credit cards. I graduated with a couple thousand dollars of credit card debt, primarily due to my impressive collection of compact discs. I love eighties music!
October 1, 1993
Out on my own
Thanks to working two jobs, my full time career and a part time weekend job, I was keeping afloat financially… but just barely. I was covering rent, car payments, and credit cards most months, but I wasn’t getting ahead…
June 29, 1996
I got married
I married the love of my life in a small chapel on the campus of my wife’s alma mater.
We could barely afford to get married, let alone go on a honeymoon. I still had my debt, my wife had her own student loans, and we had no financial plan… but we were in love and optimistic about our future.
August 4, 2000
We went further into debt
Like normal people, we took out two car loans, bought a house, and ran up the credit cards buying stuff for the house (e.g. furniture, tv, etc.).
We were up to our eyeballs in debt, but with both of our incomes, we could just cover the payments. We were living paycheck to paycheck.
May 29, 2001
We created our financial plan
In May, we had our first child. My wife and I wanted her to stay home with the baby, but our debt load did not allow it.
The payments had to go! We created a plan and never looked back.
May 17, 2003
I earned my MBA in Finance
Thanks to a generous tuition reimbursement plan from my employer, I was able to earn my MBA from Georgia State University.
I discovered that I loved finance… and I was good at it too!
February 23, 2005
Finally reaping the fruits of our labor
In February, we had our second child and we had put ourselves in a position where we could live on one income.
Following our plan, we went from putting things on our credit cards to survive and barely getting by, to my wife being able to quit her full time job to stay home and raise our kids.
August 1, 2018
We became debt free!
Thanks to a plan, diligence, and lots of hard work…we made our final payment on the house! We were finally debt free!
January 19, 2019
I became a financial coach
After experiencing the joy of getting out of debt, I decided to make it my mission to help others do the same.
I formed an LLC and have been helping individuals, families, and small business owners make wise money choices ever since.
I started this business to help people experience financial freedom. I love helping people get from point A to point B financially.
“I was struggling to make ends meet. Dan helped me get on top of my finances and find money in my budget that I didn’t even know I had!”
West Bend, Wisconsin
” FINALLY! I see hope for my financial future! After my first meeting with Dan, I felt a huge sense of relief. I feel like I am not on this daunting journey alone and I might actually find financial freedom for the first time in 30 years. “
” After we got married, we were absolutely clueless about how to start managing our money together. Dan helped us come up with a plan that made the transition easy. “
Tyler and Ann Byrd
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